Terms of use

TERMS OF USE – EVEREST TRAVEL INSURANCE
Last Updated: April 29, 2026

1. ACCEPTANCE OF TERMS

By accessing or using this website, you confirm that you have read, understood, and agreed to be bound by these Terms of Use. If you do not agree, you must discontinue use of the website immediately.

2. NATURE OF THIS WEBSITE AND SERVICES

EVEREST TRAVEL INSURANCE operates as a marketing, lead generation, and distribution platform for travel insurance products.

We do not sell insurance directly and we do not issue insurance policies.

Our role is strictly limited to marketing and connecting users with licensed insurance providers and authorized agencies.

3. NO INSURANCE COMPANY OR BROKER STATUS

EVEREST TRAVEL INSURANCE is not an insurance company, not a broker, and not a licensed insurance producer.

No insurance policy is created, modified, or approved through this website.

All insurance products are underwritten, issued, and administered solely by third-party licensed insurance carriers.

4. SUB-AGENT DISCLOSURE

EVEREST TRAVEL INSURANCE operates as a sub-agent under a licensed insurance agency in the State of California.

Users acknowledge that:

• We act only as an intermediary marketing entity
• We have no authority to bind coverage or process claims
• All insurance decisions are made exclusively by carriers

5. NO PROFESSIONAL OR INSURANCE ADVICE

All information on this website is provided for general informational and marketing purposes only.

Nothing on this website constitutes:

• Legal advice
• Financial advice
• Insurance advice or recommendations

Users are strongly encouraged to consult licensed professionals or insurance carriers before purchasing any policy.

6. USER RESPONSIBILITY

By using this website, you agree that:

• All information you provide is accurate and complete
• You will not misuse or attempt to manipulate the platform
• You are solely responsible for your insurance decisions

Providing false or misleading information may result in denial of coverage or policy cancellation by the insurance carrier.

7. NO INSURANCE RELATIONSHIP

Use of this website does not create any insurance agent-client relationship between you and EVEREST TRAVEL INSURANCE.

Any insurance relationship is formed directly between the user and the licensed insurance carrier upon policy issuance.

8. THIRD-PARTY PROVIDERS

This website may redirect or connect users to third-party services, including insurance carriers, payment processors, and external platforms.

We are not responsible for:

• The actions of third parties
• Their services or policies
• Their decisions regarding coverage or claims

9. ACCURACY OF INFORMATION

While we strive to provide accurate and updated information, we do not guarantee:

• Accuracy of content
• Completeness of information
• Availability of insurance products or pricing

Final terms are always governed by the official policy documents issued by the insurance carrier.

10. DISCLAIMER OF WARRANTIES

This website is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind.

We disclaim all warranties, including but not limited to:

• Accuracy
• Reliability
• Availability
• Suitability for any specific purpose

11. LIMITATION OF LIABILITY

To the maximum extent permitted by law, EVEREST TRAVEL INSURANCE shall not be liable for any damages arising from:

• Use or inability to use the website
• Reliance on information provided
• Insurance coverage decisions made by carriers
• Denial of claims by insurance providers
• Indirect, incidental, or consequential damages
• Loss of profits or data

Total liability, if any, is limited to the amount paid for services (if applicable) within the past 12 months.

12. INDEMNIFICATION

You agree to indemnify and hold harmless EVEREST TRAVEL INSURANCE from any claims, damages, liabilities, or expenses arising from:

• Your use of the website
• Your violation of these Terms
• False or inaccurate information provided
• Any dispute between you and an insurance carrier

13. INTELLECTUAL PROPERTY

All content on this website, including text, branding, design, and materials, is owned or licensed by EVEREST TRAVEL INSURANCE and is protected by applicable intellectual property laws.

Unauthorized use is strictly prohibited.

14. GOVERNING LAW

These Terms are governed by the laws of the State of California, United States.

Any disputes shall be resolved exclusively in California courts or through binding arbitration where applicable.

15. DISPUTE RESOLUTION

Any dispute arising from the use of this website shall be resolved through binding individual arbitration.

Class action claims are waived to the fullest extent permitted by law.

16. TERMINATION OF ACCESS

We reserve the right to restrict, suspend, or terminate access to the website at any time, without notice, for any reason including misuse or violation of these Terms.

17. MODIFICATIONS

We may update or modify these Terms at any time. Continued use of the website constitutes acceptance of any updated version.

18. CONTACT INFORMATION

EVEREST TRAVEL INSURANCE
California, USA
Email: office@everesttravelinsurance.com