FULL PRIVACY POLICY & LEGAL DISCLOSURE
Last Updated: April 29, 2026
- Legal Disclosure & Sub-Agent Status
EVEREST TRAVEL INSURANCE (“we,” “us,” “Agency”) operates as an independent marketing and distribution entity for travel insurance products.
We act strictly as a sub-agent under a licensed insurance agency in the State of California.
We do not have authority to bind coverage, modify policies, or approve claims.
All insurance products are underwritten, issued, and administered by licensed third-party insurance carriers. All claims decisions are made solely by the insurance carriers.
- Regulatory Compliance
This policy is designed to comply with applicable privacy and insurance regulations, including:
California Consumer Privacy Act (CCPA)
California Privacy Rights Act (CPRA)
California Online Privacy Protection Act (CalOPPA)
Gramm-Leach-Bliley Act (GLBA)
HIPAA (where applicable)
Federal Trade Commission Act (FTC Act)
CAN-SPAM Act
- Data Collection
We may collect the following information:
Contact details (name, email, phone)
Travel-related information
Identification data required for insurance processing
Payment and billing information
In limited cases: passport or government-issued identifiers and health-related information required for underwriting
Data is collected strictly for insurance quoting, enrollment, and servicing purposes.
- Cookies & Tracking Technologies
We use cookies and similar technologies, including:
Essential cookies for site functionality
Analytics tools (e.g., traffic measurement)
Advertising pixels (e.g., Google, Meta)
We do not respond to “Do Not Track” signals.
Users may control cookies through browser settings or consent tools where available.
- Use of Information
Collected information is used only for:
Insurance quoting and enrollment
Policy servicing and customer support
Legal and regulatory compliance
Website analytics and improvement
Optional marketing communications
We do not collect unnecessary or unrelated personal data.
- Data Sharing
We may share information with:
Licensed insurance carriers
Authorized service providers
Regulatory authorities when required by law
Data may be processed in the United States or other jurisdictions.
We do not sell personal data or engage in data brokerage.
- Data Security
We implement reasonable administrative, technical, and organizational safeguards, including:
Encryption in transit
Access controls
Secure data storage practices
Vendor security assessments
However, no system can be guaranteed completely secure.
- Data Breach Notification
In the event of a data breach involving personal information, we will:
Notify affected individuals as required by applicable law
Take appropriate remediation measures
Cooperate with relevant authorities
- User Rights
Depending on jurisdiction, users may have the right to:
Access personal data
Request correction or deletion
Request data portability
Restrict or object to processing
Withdraw consent for marketing communications
Requests can be submitted via contact details below.
- Non-Discrimination
We will not:
Deny services
Charge different prices
Provide different service levels
based on the exercise of privacy rights.
- Children’s Privacy
Our services are not intended for individuals under 18.
We do not knowingly collect data from minors.
If such data is identified, it will be deleted.
- Third-Party Links
We are not responsible for the privacy practices or content of third-party websites linked from our platform.
- Marketing Communications
Users may receive service-related and optional marketing communications.
Users may opt out at any time via unsubscribe links or direct request.
- International Users
Users accessing the site from outside the United States acknowledge that their data may be transferred and processed in the United States under applicable legal frameworks.
- Limitation of Liability
To the maximum extent permitted by law, we are not liable for:
Indirect or consequential damages
Data loss beyond our reasonable control
Service interruptions caused by third parties
- Policy Updates
We may update this Privacy Policy periodically. Continued use of the website constitutes acceptance of any changes.
- Contact Information
EVEREST TRAVEL INSURANCE
Privacy & Compliance Department
California, USA
Email: office@everesttravelinsurance.com